Content Overview
The Roofing Certificate form is an essential document for homeowners looking to reduce their residential insurance premiums in Texas. This form, issued by the Texas Department of Insurance, serves as a certification that a qualified roofing company has installed a roof covering that meets specific impact resistance standards. Homeowners must provide detailed information about both the roofing company and their residence, including names, addresses, and contact numbers. The roofing company’s authorized representative must also attest to the installation, confirming that it complies with the manufacturer's specifications and Underwriters’ Laboratory Standard 2218. This certification does not imply any warranty from the manufacturer or installer but is strictly for premium reduction purposes. Additionally, the form requires the roofing company to indicate the impact resistance classification of the installed roof covering, ranging from Class 1 to Class 4. Proper labeling of the roofing materials is crucial, as it ensures compliance with regulations established after January 1, 1999. Homeowners should keep one copy of the completed form for their records while sending another to their insurance company. Misrepresentation on this form can lead to serious consequences, including charges of fraud.
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Similar forms
The Roofing Certificate form serves a specific purpose in the context of residential insurance premiums. It shares similarities with several other documents that also aim to certify compliance or quality in construction and home improvements. Here are seven documents that are similar to the Roofing Certificate form:
- Home Improvement Contract: This document outlines the terms and conditions between a homeowner and a contractor for home renovations. Like the Roofing Certificate, it serves to protect the homeowner by ensuring that work meets specified standards.
- Building Permit: Before construction begins, a building permit is required to ensure that the work complies with local codes and regulations. Similar to the Roofing Certificate, it verifies that the installation meets safety and quality standards.
- Certificate of Occupancy: This document is issued by a local government agency after a building has been inspected and deemed safe for occupancy. It parallels the Roofing Certificate in that both certify compliance with specific standards before usage.
- Inspection Report: An inspection report provides a detailed assessment of a property’s condition after an evaluation by a qualified inspector. This report, like the Roofing Certificate, is used to inform homeowners and insurers about the quality of work performed.
- Warranty Document: A warranty document guarantees that certain repairs or installations will be free from defects for a specified period. While it does not directly reduce premiums, it offers assurance similar to the Roofing Certificate regarding the quality of the roofing work.
- Emotional Support Animal Letter: This document is crucial for those needing emotional support animals, as it serves as verification from a mental health professional, much like the Animal Support Letter, enabling individuals to access essential support in housing and travel circumstances.
- Energy Efficiency Certificate: This certificate indicates that a home meets certain energy efficiency standards. It can lead to lower utility costs and sometimes insurance premiums, similar to how the Roofing Certificate can reduce insurance costs.
- Contractor License Verification: This document confirms that a contractor is licensed to perform work in a specific area. It ensures that the contractor meets professional standards, much like the Roofing Certificate ensures the roofing work meets industry specifications.
Document Specifics
| Fact Name | Detail |
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| Purpose | This certificate helps homeowners qualify for a reduction in their residential insurance premium. |
| Governing Law | The form is governed by Texas state law, specifically related to residential insurance regulations. |
| Manufacturer Compliance | The roofing installation must comply with the manufacturer's specifications and Underwriters’ Laboratory Standard 2218. |
| Labeling Requirement | All roofing materials must be labeled according to U.L. Standard 2218, indicating their impact resistance classification. |
| Fraud Warning | Any intentional misrepresentation on this form is considered fraud and is subject to legal consequences. |
Things You Should Know About This Form
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What is the purpose of the Roofing Certificate form?
The Roofing Certificate form is designed to help homeowners in Texas reduce their residential insurance premiums. By completing this form, homeowners can certify that their roof has been installed according to specific standards, which may qualify them for a discount on their insurance. It’s important to note that this form does not serve as a warranty from the manufacturer, supplier, or installer.
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What information do I need to provide on the form?
You will need to fill out several details about both the roofing company and the residence. This includes:
- Name of the roofing company
- Address and contact information of the roofing company
- License number of the roofing company, if applicable
- Name and contact information of the homeowner
- Details about the roof installation, including the type of roofing material, its impact resistance classification, and the date of installation
Make sure that the roofing company’s authorized representative signs the form to validate it.
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How does the certification affect my insurance premium?
By submitting the Roofing Certificate form, you may be eligible for a reduction in your residential insurance premium. Insurance companies often reward homeowners who invest in higher-quality roofing materials that meet specific safety standards. This form acts as proof that your roof complies with those standards, which can lead to savings on your insurance costs.
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What happens if I provide false information on the form?
Providing false information on the Roofing Certificate form is considered fraud. This can have serious consequences, including potential legal actions and loss of insurance coverage. It’s essential to ensure that all the information you provide is accurate and truthful to avoid any complications.
Documents used along the form
When dealing with roofing projects and insurance matters, several forms and documents may accompany the Roofing Certificate form. Each of these plays a vital role in ensuring that homeowners are protected and that they receive any applicable benefits. Below is a list of commonly used forms that you might encounter.
- Contractor Agreement: This document outlines the terms and conditions between the homeowner and the roofing contractor. It details the scope of work, payment terms, and timelines, ensuring both parties are on the same page.
- Building Permit: A building permit is often required by local authorities before any roofing work begins. It ensures that the project complies with local building codes and regulations.
- Insurance Claim Form: If damage has occurred, homeowners may need to submit an insurance claim form to their provider. This form documents the extent of the damage and is necessary for processing claims.
- Warranties: Warranties provided by the roofing manufacturer or contractor guarantee the quality of materials and workmanship. They outline what is covered and for how long, giving homeowners peace of mind.
- Power of Attorney Form: To ensure the proper delegation of authority, review our detailed Power of Attorney document guidelines for various personal and financial decisions.
- Inspection Report: An inspection report is usually completed by a licensed inspector to assess the roof's condition. This report may be required for insurance purposes or to validate the need for repairs.
- Release of Lien: This document is used to ensure that all contractors and subcontractors have been paid for their work. It protects the homeowner from any future claims against the property related to unpaid services.
- Homeowner’s Insurance Policy: This policy outlines the coverage details for the homeowner, including what is covered in the event of roof damage. Understanding this document is crucial for homeowners seeking to file claims.
These documents collectively help homeowners navigate the complexities of roofing projects and insurance claims. Being informed about each form can empower homeowners to make better decisions regarding their property and financial protection.
Roofing Certificate Preview
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NOTICE TO HOMEOWNER: Completion of this certificate will entitle you to a credit on your residential insurance premium. This form is solely for the purpose of enabling residential property owners to obtain a credit on their residential insurance premium and it is not to be construed as any type of express or implied warranty by the manufacturer, supplier or installer.
Roofing Installation Certification
Name of Roofing Company
Street Address
City, State, Zip
PhoneLicense # (if any)
Address of Residence (Installer must complete the following information before signing form.)
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Address |
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Work Phone |
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City, State, Zip |
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, an authorized representative of |
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Print Name of Representative |
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, do hereby certify that |
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Print Name of Roofing Company |
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I have installed in accordance with the manufacturer's specifications on the above described residence a roof covering listed as complying with Underwriters' Laboratory Standard 2218, Impact Standard for Impact Resistance of Prepared Roof Covering Materials with an impact resistance classification of:
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Class 2 |
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Class 3 |
Class 4 |
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Manufacturer's Name |
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Brand Name |
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Year Manufactured |
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Date of Installation |
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The roof covering installed on this residence meets one of the following requirements:
The roof covering product packaging indicates the U.L. Classification under U.L. Standard 2218, the manufacturer's name, the date of manufacture, and the brand name. A label from the packaging has been supplied to the owner of the residence; or
The metal roof covering is 26 gauge or thicker material, and is installed over solid underlayment.
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Original Signature of Roofing Company's Authorized Representative |
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Policyholder's Signature |
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One copy for Insurance Company |
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Second Copy to Policyholder |
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OFB 8350 |
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